For Fintech

Ship a fintech MVP with Plaid + Stripe + Twilio in 30 minutes.

Bank data, credit bureaus, disbursement, SMS verification, fraud scoring — every API your fintech depends on, routed through one gateway. Bring your own Plaid client_id. Bring your own Stripe sk_live. We proxy, meter, bill per call.

2M
APIs routable
Plaid+Stripe+Twilio
in one key
BYO
upstream credentials
Join the beta See a real Plaid call

Three stacks you can wire before standup

Real fintech workflows. No integration quote. No 6-week SOW.

Consumer Lending MVP
Plaid + Experian + D&B + Stripe + Twilio + NICE Actimize
Bank verification, credit pull, business credit, ACH disbursement, SMS verification, fraud scoring. Every underwriting input your model needs — through one gateway, one key.
Embedded Payments
Stripe + Plaid + Alloy + Persona + Twilio
Card + ACH, bank linking, KYC/KYB, identity verification, OTP. Ship a payments wedge inside your app without signing six vendor MSAs.
Crypto + Fiat Bridge
Stripe + Circle + Chainalysis + Plaid + Twilio
Fiat on-ramp, stablecoin settlement, transaction risk scoring, bank-link for payout, SMS confirmation. One gateway routes every rail.

Real Plaid call. Through the gateway.

Your Plaid secret never sits in our database. You send it in X-Upstream-Auth, we proxy it to Plaid, you get Plaid's response back.

# Exchange a public_token for an access_token via MeterCall
curl https://gateway.treecommand.ai/plaid/item/public_token/exchange \
  -H "Authorization: Bearer nxs_live_YOUR_MAINFRAME_KEY" \
  -H "X-Upstream-Client-Id: YOUR_PLAID_CLIENT_ID" \
  -H "X-Upstream-Secret: YOUR_PLAID_SECRET" \
  -H "Content-Type: application/json" \
  -d '{"public_token":"public-sandbox-abc123"}'

# Same gateway, next hop: charge a card through Stripe
curl https://gateway.treecommand.ai/stripe/v1/payment_intents \
  -H "Authorization: Bearer nxs_live_YOUR_MAINFRAME_KEY" \
  -H "X-Upstream-Auth: Bearer sk_live_YOUR_STRIPE_KEY" \
  -d amount=50000 -d currency=usd -d customer=cus_abc

Pay per call. Not per seat. Not per vendor.

Your Plaid + Stripe + Experian bills still go to Plaid, Stripe, and Experian. We charge the toll on the gateway.

$0.001
Base tier / call
2M APIs via gateway
$0.01
Premium tier / call
Plaid, Stripe, Experian — production-wired with typed errors and webhooks
BYO
Your upstream keys
We never see a stored secret. You own the compliance story.
Join the beta

One gateway. Every fintech API.

Beta access is first-come. Bring your own credentials, ship your MVP this week.

Get beta access